body            { text-align: left; color: #000000; BACKGROUND-COLOR: #CCCCCC }
                                    
TABLE.terms     { WIDTH: 98%; BORDER-RIGHT: black 2px solid; BORDER-TOP: black 1px solid; 
                  BORDER-LEFT: black 1px solid; BORDER-BOTTOM: black 2px solid; 
                  BACKGROUND-COLOR: #FFFAF0 }
                  
TABLE.terms-f   { WIDTH: 95%; BORDER-RIGHT: black 2px solid; BORDER-TOP: black 1px solid; 
                  BORDER-LEFT: black 1px solid; BORDER-BOTTOM: black 2px solid; 
                  BACKGROUND-COLOR: #FFFAF0 }
                                   
P.ftext         { TEXT-ALIGN: LEFT; margin-left: 0.5em }